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When choosing a personal loan, please consider the following advice.
1. Secured Loans although sometimes cheaper, carry a higher risk of causing financial problems if you find yourself unable to pay for a period of time.
2. Check the penalties you will be required to pay if you are unable to make a repayment.
3. Debt Consolidation loans usually reduce your payments because they spread your existing borrowing over a longer period of time.
4. Consider the total interest payable
5. Consider the cost of early settlement, especially for large loans.
6. When you compare interest rates, take into account any arrangement fees.
7. Seek independent financial advice if you are at all unsure about anything before you apply.
8. Some of the loan companies below may provide online applications with instant decisions.
Click on the links below for full information on offered loans.
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Islanders on Bute vote on plans to buy almost 2,000 acres of land currently owned by film director Richard Attenborough. -
Getting a mortgage: your questions answered - 7 February, 2010
Richard Morea of mortgage brokers London & Country answers readers questions about getting a mortgage. -
Warrington 58-0 Harlequins RL - 7 February, 2010
Chris Riley runs in five of Warrington's 11 tries as the Challenge Cup holders hammer Harlequins.

